Our Approach

Understanding What Makes You Tick

In order to provide you with impartial, independent advice we need to get to know you.

This begins with meeting and listening to you - ensuring we understand both your personal and business needs and aspirations.

Only after we take the time to establish whether or not your existing provisions are adequate and fully understand your needs and objectives we will propose the various options available to you.

As you needs evolve and personal and business circumstances change, we will work with you in updating and creating new plans giving you the peace of mind that comes from knowing your financial strategies remain appropriate to meeting your long-term goals.

Your financial needs and objectives will change throughout your lifetime.  So ask yourself...

Protection

Would your standard of living and that of your dependents be affected if for any reason you were unable to work?

Investment

Do you have savings and do you know if your investments are providing the best returns?

Retirement

Would you be able to survive on a state pension in retirement?  Will your private pension provision provide you with a sufficient level of supplementary income to maintain your standard of living?

Succession

Do you have a plan in place to ensure the tax efficient transition of your assets to the next generation?  Could the portfolio of assets you have built up in your lifetime be significantly eroded by Capital Gains and Capital Acquisition Tax and other costs?