Retirement & Pension Planning

When you retire from working your ability to generate an income diminishes, therefore planning for retirement is about more than building a pension, it’s about ensuring you have the financial security, flexibility, and income to enjoy the lifestyle you want.

We support you at every stage of your retirement journey, from building your pension to managing your income in retirement.

Pre-Retirement

During your working years our expert team focuses on helping you to accumulate and structure your pension benefits efficiently, our pre-retirement planning services include:

  • Explaining the options and helping you set up an appropriate pension structure
  • Assessing your attitude to risk
  • Identifying and advising on suitable investment alternatives
  • Monitoring the ongoing performance of your pension
  • Identifying your optimal level of pension contribution, and
  • Maximising tax reliefs

For more information or to discuss your specific requirements, please contact a member of our team.

Post-Retirement

At retirement age, private individuals often have difficult financial choices to make. Our expert teams focus shifts to drawing benefits efficiently and managing your income for the long term. we will explain your options and advise you on:

  • Maximising your tax-free lump sum entitlement
  • Minimising chargeable excess pension tax
  • Options for the purchase of a lifetime pension income or investment of post-retirement funds in an Approved Retirement Fund
  • Post-retirement investment alternatives
  • Preserving your pension capital
  • Passing on your capital to the next generation

Other Services

RBK’s private client team also advises on:

  • Life Company Personal Pension Plans & Buy Out Bonds
  • Self-directed Personal Pension Plans & Buy Out Bonds
  • Personal Retirement Savings Accounts (PRSAs)
  • Additional Voluntary Contribution Contracts (AVCs)
  • Executive Self-Administered Pension Plans
  • Chargeable Excess Tax
  • Life Company and Self-directed Approved Minimum Retirement Funds
  • Life Company and Self-directed Approved Retirement Funds
  • Pension Annuities

For more information or to discuss your specific requirements, please contact a member of our team.

Other Private Client Services services

Estate & Succession Planning Supported by dedicated taxation specialists, RBK’s experienced team will provide expert, confidential and independent advice to help you plan the tax efficient transfer of your assets to the next generation, either during your lifetime, or afterwards. Value Acceleration & Exit Planning Program The Value Acceleration Program begins with long term business, financial and personal goal setting. Once completed, long term goals are broken into 1-year objectives, then 90 day “sprints” and 30-day milestones.
Financial Planning & Investment Strategy Our Wealth Management team provides impartial advice on investments to help private individuals develop and grow their wealth.
Protection & Risk Management Your ability to generate an income is one of your most important assets, if not the most important. With this in mind our expert Financial Planners offer independent advice on protection and risk management products to help you remain financially secure in the event of an unexpected loss of income.
Estate & Succession Planning Supported by dedicated taxation specialists, RBK’s experienced team will provide expert, confidential and independent advice to help you plan the tax efficient transfer of your assets to the next generation, either during your lifetime, or afterwards. Protection & Risk Management Your ability to generate an income is one of your most important assets, if not the most important. With this in mind our expert Financial Planners offer independent advice on protection and risk management products to help you remain financially secure in the event of an unexpected loss of income.
Financial Planning & Investment Strategy Our Wealth Management team provides impartial advice on investments to help private individuals develop and grow their wealth. Value Acceleration & Exit Planning Program The Value Acceleration Program begins with long term business, financial and personal goal setting. Once completed, long term goals are broken into 1-year objectives, then 90 day “sprints” and 30-day milestones.
Estate & Succession Planning Supported by dedicated taxation specialists, RBK’s experienced team will provide expert, confidential and independent advice to help you plan the tax efficient transfer of your assets to the next generation, either during your lifetime, or afterwards. Protection & Risk Management Your ability to generate an income is one of your most important assets, if not the most important. With this in mind our expert Financial Planners offer independent advice on protection and risk management products to help you remain financially secure in the event of an unexpected loss of income.
Financial Planning & Investment Strategy Our Wealth Management team provides impartial advice on investments to help private individuals develop and grow their wealth. Value Acceleration & Exit Planning Program The Value Acceleration Program begins with long term business, financial and personal goal setting. Once completed, long term goals are broken into 1-year objectives, then 90 day “sprints” and 30-day milestones.

Team members

A man in a dark suit, white shirt, and red-and-blue striped tie is smiling at the camera. He has short brown hair and is standing in a bright, modern indoor setting. Patrick Keegan

Wealth Management Director

Tel: +353 90 6480600

Get in touch

At RBK, we provide our clients with high-quality technical and commercial solutions that are responsive, relevant and practical.

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