Protection & Risk Management
Your ability to generate an income is one of your most important assets, if not the most important. With this in mind our expert Financial Planners offer independent advice on protection and risk management products to help you remain financially secure in the event of an unexpected loss of income. We tailor our services to meet your unique needs so that you can:
- Protect your income, and
- Provide for yourself and your dependents
Protecting Your Income
Your income pays for your lifestyle. It is an important asset that should be protected in case, through accident, illness or injury, you cannot work.
An income protection policy provides you with replacement income until you are capable of returning to work, ensuring that your lifestyle is substantially protected.
When you are purchasing income protection, our private client team will provide impartial advice on your options, ensuring that you get value for money and select the policy best suited to your individual needs.
Providing for You and Your Dependents
Mortgage Protection and Life Cover policies protect you and your dependents from adverse financial effects in the event of death. These products ensure that sufficient funds are made available to replace the income you have the ability to generate, meet your outstanding financial liabilities and/or provide your dependents with a cash lump sum.
Serious illness policies provide protection from adverse financial effects in the event of a diagnosis of a serious illness. They provide a lump sum which may used to meet medical expenses, pay day-to-day living expenses or repay outstanding financial liabilities. At RBK, our team of Financial Planners can provide you with impartial advice on your options. We will ensure that you get value for money and that the policy you select is the one best suited to your individual needs.
For more information or to discuss your specific requirements, please contact a member of our team.