Colm O’Grady

Audit & Business Advisory Partner

+353 90 6480600
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A man with short grey hair and glasses is smiling, wearing a black suit, white shirt, and purple patterned tie, standing in a modern office setting with glass windows in the background.

A Fellow of Chartered Accountants Ireland, Colm works with SMEs across a range of sectors including multinationals, manufacturing, retail and health care. He is a recognised expert in Credit Unions and provides risk management services to regulated, public interest and other entities.

In addition to his audit and statutory compliance work, Colm advises on strategy, profit growth, wealth management, succession, banking and tax matters. He is head of RBK’s Credit Union division and provides strategic advisory services to more than 40 Credit Unions.

Colm serves on a Chartered Accountants Ireland committee and on several voluntary community organisation committees.

Services

Audit & Compliance Business Advisory Statutory Audit

Sectors

Retail Credit Unions

Related Posts

Article Modern office lobby with stylish seating and plants in the foreground, glass walls revealing a meeting room with chairs, a table, and a TV screen in the background. Bright natural light enters through large windows. Fraud Awareness Week

International Fraud Awareness Week runs this week from 17 to 23 November. During this week, many organisations come together to try and raise awareness around the causes of fraud and to improve education around how to prevent fraud.

Article A woman works at a computer in a modern office reception area with wooden floors, potted plants, and large glass meeting rooms in the background. Next Steps for CSRD Reporting

On February 26 2025, the European Commission (EC) unveiled its “Omnibus” proposals, introducing key changes to the EU’s sustainability reporting framework, including the Corporate Sustainability Reporting Directive (CSRD), Corporate Sustainability Due Diligence Directive (CSDDD), and the EU Taxonomy Regulation.

Credit Union Benchmarking Report 2025

Credit Unions continue to maintain their strong reputation within the financial services sector. The majority of this year’s survey respondents reported robust loan book growth, particularly in home improvement and car loans. We are seeing increased interest in house and commercial lending, though this remains a relatively minor component of most portfolios and there is scope for further growth in this area.

RBK Credit Union Benchmarking Survey Results 2025

Credit Unions continue to maintain their strong reputation within the financial services sector. The majority of this year’s survey respondents reported robust loan book growth, particularly in home improvement and car loans.

Credit Union Benchmarking Results 2025 – RBK Analysis

Annual Credit Union Benchmarking Results.

ESG/Sustainability and Green Reporting

ESG/Sustainability and Green Reporting – overview.

Strengthening Resilience: Fraud, Outsourcing & Liquidity for Sustainable Growth

Strengthening Resilience: Managing Fraud, Outsourcing Risks and Liquidity Pressures for Sustainable Growth.

Winning the Race – Enhancing Compensation, Benefits & Financial Well-Being

Winning the Race – Enhancing Compensation, Benefits & Financial Well-Being in the Modern Workforce.

AI: Streamline Customer Experience with AI while safeguarding IT and personal data

Providers and Deployers of High Risk AI Systems that are subject to EU rules on financial institutions can comply with their obligations vis-à-vis High Risk AI Systems by complying with specific requirements under financial services law.

Article Three people are gathered around a table with laptops. Two young men are seated and typing whilst a woman stands beside them, smiling. Large windows in the background show trees with autumn foliage. Managing AI Risks in Credit Unions: Balancing Innovation with Responsibility

Artificial Intelligence (AI) is transforming the financial services landscape, and credit unions are no exception. Its uses, such as chatbots, streamlining credit underwriting processes and analytics to understand member behaviours, can all lead to opportunities for growth and efficiency.

Article Modern office lobby with stylish seating and plants in the foreground, glass walls revealing a meeting room with chairs, a table, and a TV screen in the background. Bright natural light enters through large windows. Why Credit Unions Should Develop an ESG Policy and Strategy

At the RBK Annual Credit Union Seminar held last month, we heard from Gareth Fitzpatrick around the growing importance of Environmental, Social, and Governance (ESG) considerations in the credit union sector.

Article Modern office lobby with stylish seating and plants in the foreground, glass walls revealing a meeting room with chairs, a table, and a TV screen in the background. Bright natural light enters through large windows. Why Credit Unions Must Embrace the European Accessibility Act—And How to Do It Right

This article explores what the EAA means for credit unions, the timeframe for implementation, the consequences of non-compliance, and the strategic benefits of early and meaningful adoption.

Webinar Modern office lobby with stylish seating and plants in the foreground, glass walls revealing a meeting room with chairs, a table, and a TV screen in the background. Bright natural light enters through large windows. RBK Annual Credit Union Seminar – May 2025
Article Close-up of modern pendant lights hanging from the ceiling with a blurred office or lobby space in the background, featuring glass walls, greenery, and contemporary furniture. Resilience and Renewal: Credit Unions post strong performance and boost dividends amid economic pressures

Credit Unions are demonstrating improved efficiency with declining wages-to-income ratios and stronger loan book growth, according to RBK’s 13th Annual Credit Union Benchmarking report. The report, summarises the findings of a survey of Credit Unions undertaken in March/April 2025.

Article A blurred person walks down a modern office corridor with wooden doors. The wall on the right has large green RBK letters above a black chair and a glass vase with a colourful flower arrangement. The Credit Union (Amendment) Act 2023 – Almost a Year On

There was much fanfare when The Credit Union (Amendment) Act was commenced in December 2023. This Act itself is the culmination of several years of work within the sector to bring a number of regulatory changes for Credit Unions. Key stakeholders involved include Government, the Regulator, the Credit Union Advisory Committee, Representative Bodies and Credit Unions themselves.

Article Green tree branches with fresh spring leaves partially obscure the view of a modern glass office block in the background on a bright, sunny day. Reducing Risk for Credit Unions with HR Compliance

Keeping up with frequently changing employment laws can be overwhelming, with costly consequences for those that fall out of compliance. Maintaining an efficient and compliant human resources (HR) function is more important than ever. Being HR compliant will align your organisation with regulatory standards, enhance employee engagement, and manage risk.

Webinar A woman works at a computer in a modern office reception area with wooden floors, potted plants, and large glass meeting rooms in the background. RBK Credit Union Seminar 2024
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